InsurixPro is an independent insurance agency that helps truckers, small business owners and families across the United States compare auto insurance quotes from multiple carriers. Instead of calling insurance companies one by one and repeating the same information again and again, you complete one simple online application and our team shops the market for you.
Whether you need commercial auto insurance for a contractor pickup, truck insurance for a new trucking authority, cargo coverage for a box truck, or affordable personal car insurance for your household, we focus on finding the right coverage at a competitive price — and explaining it in plain English.
Commercial Auto Insurance for Small Businesses
If your business owns, leases or regularly uses vehicles, a personal auto policy is usually not enough. Most personal policies exclude or limit coverage when a vehicle is used for business purposes, which can leave you personally responsible for an expensive claim. Commercial auto insurance — also called business auto insurance — is designed specifically for vehicles used to earn income.
We help businesses of every size get commercial auto quotes, from a single work truck to growing fleets of vans and box trucks.
- Contractors, builders, roofers and remodelers
- Plumbers, electricians and HVAC technicians
- Landscaping, lawn care and snow removal companies
- Cleaning, janitorial and pest control services
- Courier, last-mile and food delivery businesses
- Caterers, food trucks and mobile service businesses
- Auto transporters, towing and hotshot operators
Truck Insurance for Owner-Operators, New Authorities and Fleets
Trucking companies face some of the strictest insurance requirements of any industry. For-hire motor carriers must meet federal FMCSA minimum liability limits, and most shippers and freight brokers expect even higher limits before they will tender a load.
We help trucking businesses compare quotes for primary auto liability, motor truck cargo, physical damage, non-trucking liability, bobtail and trailer interchange coverage. Our application captures your USDOT number, vehicles, drivers and operating radius up front, so underwriters get a complete submission and you get answers faster.
Personal Auto Insurance Quotes
Looking for cheaper car insurance without giving up the protection you need? We compare personal auto policies with liability, comprehensive and collision options for you and the drivers in your household. We also work with drivers who need an SR-22 filing, have tickets or accidents on their record, or are buying insurance for the first time.
Why Work With an Independent Insurance Agent?
A captive agent can only sell policies from one insurance company. An independent agent works for you and can compare options from multiple carriers. That gives you more choices, honest advice about coverage gaps, and a single point of contact for quotes, policy changes, certificates of insurance and renewals.
- Multiple carrier options from one application
- Coverage explained clearly before you buy
- Help with certificates of insurance (COIs) for customers and brokers
- Annual renewal reviews to look for better pricing
- A real person to call when you have a question or a claim
What Affects the Cost of Auto Insurance?
Every insurance company uses its own rating formula, which is exactly why comparing quotes matters. The same vehicle and driver can receive very different prices from different carriers. The most common rating factors include:
- Vehicle type, year, weight (GVWR) and value
- Garaging ZIP code and state
- How the vehicle is used and how far it travels (radius of operation)
- Driver age, experience, license type (including CDL) and motor vehicle record (MVR)
- Prior insurance history and claims
- Liability limits, deductibles and optional coverages you choose
- Years in business and, for trucking, your safety record and authority age
How Our Online Quote Process Works
Getting a quote is simple. Start an online application, choose personal or commercial auto, and enter details about your business, vehicles and drivers. You can upload documents such as driver licenses, vehicle registrations or prior declarations pages to speed things up. Our team reviews your information, requests quotes from appropriate carriers and contacts you with your options. Requesting a quote is free and does not bind coverage.
Documents That Help You Get an Accurate Quote
- Driver's license numbers and dates of birth for all drivers
- Vehicle Identification Numbers (VINs) for each vehicle
- Your current or most recent insurance declarations page
- USDOT and MC numbers for trucking operations
- Business information such as EIN and business structure
- Lienholder or leasing company details for financed vehicles